:root{--ink:#0a2340;--muted:#5b6875;--navy:#0A3B6C;--navy2:#12548f;--pale:#edf5fb;--line:#d8e3ed;--cream:#fbfcfe;--warn:#fff7e7;--red:#BC0028;--red2:#9f0022;--max:1120px;--green:#176b55}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.7}a{color:var(--navy2);text-decoration:none}a:hover{text-decoration:underline}.wrap,.content,.related{width:min(var(--max),calc(100% - 36px));margin:auto}.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{display:flex;align-items:center;gap:16px;min-height:68px;flex-wrap:wrap}.brand{font-weight:900;color:var(--navy);margin-right:auto;letter-spacing:-.02em}.nav>a:not(.brand):not(.cta){font-size:14px;font-weight:700;color:#29445d}.cta{display:inline-block;background:var(--red);color:#fff!important;padding:11px 18px;border-radius:9px;font-weight:850;border:1px solid var(--red)}.cta:hover{text-decoration:none;background:var(--red2)}.secondary{background:var(--navy);border-color:var(--navy)}.hero{background:linear-gradient(180deg,#eef6fc 0,#fff 100%);border-bottom:1px solid var(--line);padding:58px 0}.hero-grid{display:grid;grid-template-columns:1.45fr .75fr;gap:52px;align-items:center}.hero img{width:100%;max-height:410px;object-fit:contain}.eyebrow,.status{font-size:12px;letter-spacing:.09em;text-transform:uppercase;font-weight:850;color:var(--navy2)}h1{font-size:clamp(34px,5vw,58px);line-height:1.06;letter-spacing:-.035em;margin:12px 0 18px}h2{font-size:clamp(24px,3vw,34px);line-height:1.2;letter-spacing:-.02em;margin:48px 0 14px}h3{line-height:1.25}.lead{font-size:20px;color:#40576c;max-width:780px}.meta{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0}.chip{border:1px solid #b9cfdf;background:#fff;padding:6px 10px;border-radius:999px;font-size:12px;font-weight:750}.disclosure{font-size:13px;color:var(--muted)}.content{max-width:900px;padding:44px 0 18px}.content p,.content li{font-size:17px}.quick,.evidence-box,.warning{border:1px solid var(--line);background:var(--pale);padding:22px 24px;border-radius:14px;margin:18px 0}.warning{background:var(--warn);border-color:#eadcb5}.content table{width:100%;border-collapse:collapse;margin:22px 0;font-size:15px}.content th,.content td{padding:12px 13px;border:1px solid var(--line);text-align:left;vertical-align:top}.content th{background:#f4f8fc}.proscons{display:grid;grid-template-columns:1fr 1fr;gap:18px}.proscons>div{border:1px solid var(--line);border-radius:14px;padding:20px}.pros{background:#f2faf7}.cons{background:#fff8f9}.fact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:22px 0}.fact{border:1px solid var(--line);border-radius:14px;padding:18px;background:#fff}.fact strong{display:block;font-size:25px;color:var(--navy)}.image-card{border:1px solid var(--line);border-radius:16px;padding:18px;background:#fff;margin:24px 0}.article-img{display:block;width:auto;max-width:min(100%,720px);max-height:460px;height:auto;object-fit:contain;margin:18px auto;border-radius:14px}.product-strip{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:center}.product-strip img{width:100%;max-height:360px;object-fit:contain}.endcta{background:var(--navy);color:#fff;padding:30px;border-radius:16px;margin:48px 0}.endcta h2{margin-top:0;color:#fff}.endcta p{color:#dceaf6}.endcta .cta{background:var(--red);border-color:var(--red)}.related{padding:16px 0 60px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:14px;padding:20px;background:#fff}.card h3{margin:8px 0}.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:26px 0}.price-card{padding:12px 10px;text-align:center;border-right:1px solid var(--navy)}.price-card:last-child{border-right:0}.price-card h3{font-size:27px;color:var(--navy);margin:0 0 8px}.price-card img{width:100%;height:255px;object-fit:contain}.price{font-family:Georgia,serif;font-size:50px;color:var(--navy);line-height:1}.per{font-size:18px;color:var(--navy);margin:7px 0 12px}.total{border:2px dashed var(--navy);background:#fffdf0;padding:10px;font-size:23px;font-weight:850;margin-bottom:7px}.price-card .cta{width:100%;font-size:18px;letter-spacing:.04em}.bonus-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.bonus{border:1px solid var(--line);border-radius:14px;padding:16px;text-align:center;background:#fff}.bonus img{height:230px;max-width:100%;object-fit:contain}.guarantee{display:grid;grid-template-columns:170px 1fr;gap:24px;align-items:center;border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff}.guarantee img{width:150px;height:150px;object-fit:contain}.footer{border-top:1px solid var(--line);background:#f5f9fc;padding:46px 0}.footer-grid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:32px}.footer a{display:block;margin:7px 0;font-size:14px}.footer p{color:var(--muted);font-size:14px}.source-list li{margin-bottom:9px}.toc{border:1px solid var(--line);border-radius:14px;padding:18px;background:#fafcff}.small{font-size:14px;color:var(--muted)}.center{text-align:center}.kicker{display:inline-block;background:var(--navy);color:#fff;padding:6px 10px;border-radius:999px;font-size:12px;font-weight:800}.review-table td:first-child,.review-table th:first-child{font-weight:750}.faq details{border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin:10px 0;background:#fff}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.disclaimer-box{font-size:14px;color:#53616d;border-left:4px solid var(--red);padding:14px 16px;background:#fafafa}.source-note{font-size:13px;color:var(--muted)}@media(max-width:820px){.top{position:static}.nav{padding:10px 0;gap:10px}.brand{width:100%}.nav>a:not(.brand):not(.cta){font-size:13px}.hero{padding:36px 0}.hero-grid{grid-template-columns:1fr;gap:28px}.hero img{max-height:290px;order:-1}.grid,.footer-grid,.bonus-grid,.fact-grid,.proscons,.product-strip{grid-template-columns:1fr}.content p,.content li{font-size:16px}h1{font-size:38px}.price-grid{grid-template-columns:1fr;gap:16px}.price-card{border-right:0;border-bottom:1px solid var(--line);padding-bottom:20px}.price-card:last-child{border-bottom:0}.guarantee{grid-template-columns:1fr;text-align:center}.guarantee img{margin:auto}.article-img{max-height:320px}}



/* 2026 UX/SEO additions */
.breadcrumb-wrap{max-width:1120px;margin:0 auto;padding:14px 20px 0}.breadcrumbs{display:flex;flex-wrap:wrap;gap:7px;align-items:center;font-size:13px;color:#65737e}.breadcrumbs a{color:#0A3B6C;text-decoration:none}.breadcrumbs .sep{color:#9aa5ad}.breadcrumbs [aria-current="page"]{color:#47545e;font-weight:600}.mid-cta{margin:38px 0;padding:26px 28px;border:1px solid #d6e2eb;border-radius:14px;background:linear-gradient(135deg,#f3f8fc,#fff);display:flex;align-items:center;justify-content:space-between;gap:24px}.mid-cta h2{margin:0 0 7px;color:#0A3B6C}.mid-cta p{margin:0;max-width:700px}.mid-cta .cta{white-space:nowrap}.faq-section{margin:42px 0}.faq-list{display:grid;gap:12px}.faq-item{border:1px solid #dce5eb;border-radius:12px;padding:18px 20px;background:#fff}.faq-item h3{margin:0 0 8px;color:#0A3B6C;font-size:18px}.faq-item p{margin:0}.policy-cta{background:#f4f8fb}

/* Hero-integrated breadcrumb cluster */
.hero > .breadcrumb-wrap { max-width:1120px; margin:0 auto; padding:16px 24px 0; position:relative; z-index:2; }
.hero > .breadcrumb-wrap + .wrap { padding-top:10px; }
.hero .breadcrumbs { display:flex; flex-wrap:wrap; gap:8px; align-items:center; margin:0; padding:0; list-style:none; font-size:.86rem; }
.hero .breadcrumbs a { color:inherit; opacity:.78; text-decoration:none; }
.hero .breadcrumbs a:hover { opacity:1; text-decoration:underline; }
.hero .breadcrumbs .sep { opacity:.5; }
@media (max-width:820px){ .hero > .breadcrumb-wrap { padding:12px 18px 0; } .hero .breadcrumbs { font-size:.78rem; gap:6px; } }

.middle-cta{margin:34px 0;padding:24px 26px;border:1px solid #d9e4ee;border-radius:14px;background:#f4f8fb;display:flex;align-items:center;justify-content:space-between;gap:24px}.middle-cta p{margin:7px 0 0;color:#52616d}.middle-cta .cta{flex-shrink:0}@media(max-width:820px){.middle-cta{flex-direction:column;align-items:flex-start}.middle-cta .cta{width:100%;text-align:center}}


/* Final hero CTA spacing: explicit spacer element prevents buttons from touching. */
.hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:0;margin:22px 0 8px}
.hero-actions .cta{display:inline-flex;align-items:center;justify-content:center;font-size:15px;flex:0 0 auto}
.hero-actions .cta-gap{display:block;flex:0 0 24px;width:24px;min-width:24px;height:1px;}
@media(max-width:820px){
  .hero-actions{flex-direction:column;align-items:stretch;}
  .hero-actions .cta{width:100%;text-align:center;}
  .hero-actions .cta-gap{flex:0 0 14px;width:100%;min-width:100%;height:14px;}
}
/* V13: hard visual separation for the two hero CTA buttons. */
.hero-actions .hero-cta-secondary{margin-left:24px !important;}
@media(max-width:820px){
  .hero-actions .hero-cta-secondary{margin-left:0 !important;}
}


/* Final breadcrumb cluster — simple Home / page-specific long-tail label */
.hero > .breadcrumb-wrap {
  max-width:1120px;
  margin:0 auto;
  padding:16px 24px 0;
  position:relative;
  z-index:2;
}
.hero > .breadcrumb-wrap .breadcrumbs {
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:0;
  margin:0;
  padding:0;
  list-style:none;
  font-size:13px;
  line-height:1.4;
}
.hero > .breadcrumb-wrap .breadcrumbs li { margin:0; padding:0; }
.hero > .breadcrumb-wrap .breadcrumbs a {
  color:#0A3B6C;
  text-decoration:none;
  font-weight:500;
}
.hero > .breadcrumb-wrap .breadcrumbs a:hover { text-decoration:underline; }
.hero > .breadcrumb-wrap .breadcrumbs .sep {
  display:inline-block;
  margin:0 6px;
  color:#71808c;
  font-weight:400;
}
.hero > .breadcrumb-wrap .breadcrumbs [aria-current="page"] {
  color:#425362;
  font-weight:500;
}
@media(max-width:820px){
  .hero > .breadcrumb-wrap { padding:12px 18px 0; }
  .hero > .breadcrumb-wrap .breadcrumbs { font-size:12px; }
}


/* Final breadcrumb cluster: single-line Home / page topic, no bullets or numbering */
.hero > .breadcrumb-wrap .breadcrumbs {
  display:flex;
  flex-wrap:nowrap;
  align-items:center;
  gap:0;
  margin:0;
  padding:0;
  list-style:none;
  white-space:nowrap;
  overflow-x:auto;
  scrollbar-width:none;
  -ms-overflow-style:none;
}
.hero > .breadcrumb-wrap .breadcrumbs::-webkit-scrollbar { display:none; }
.hero > .breadcrumb-wrap .breadcrumbs .sep {
  display:inline-block;
  margin:0 7px;
}
.hero > .breadcrumb-wrap .breadcrumbs a,
.hero > .breadcrumb-wrap .breadcrumbs [aria-current="page"] {
  display:inline;
  flex:0 0 auto;
}

/* V17: align the hero breadcrumb cluster with the hero content column */
.hero > .wrap > .breadcrumb-wrap {
  width:100%;
  max-width:none;
  margin:0 0 18px !important;
  padding:16px 0 0 !important;
  position:relative;
  z-index:2;
  display:block;
}
.hero > .wrap > .breadcrumb-wrap .breadcrumbs {
  margin:0;
  padding:0;
  display:flex;
  align-items:center;
  gap:7px;
  flex-wrap:nowrap;
  white-space:nowrap;
  overflow-x:auto;
  scrollbar-width:none;
}
.hero > .wrap > .breadcrumb-wrap .breadcrumbs::-webkit-scrollbar { display:none; }
.hero > .wrap > .hero-grid { align-items:center; }
@media(max-width:820px){
  .hero > .wrap > .breadcrumb-wrap { margin-bottom:14px !important; padding:12px 0 0 !important; }
  .hero > .wrap > .breadcrumb-wrap .breadcrumbs { font-size:12px; }
}



/* V21: deterministic visual spacing between breadcrumb cluster and hero eyebrow */
.hero > .wrap > .breadcrumb-hero-gap {
  display:block;
  width:100%;
  height:24px;
}
.hero > .wrap > .breadcrumb-wrap {
  margin-bottom:0 !important;
  padding-bottom:0 !important;
}
@media(max-width:820px){
  .hero > .wrap > .breadcrumb-hero-gap { height:16px; }
}


/* V21 FINAL: clear, deterministic breathing room between breadcrumb and hero eyebrow.
   Padding is used on the breadcrumb container itself so the separation cannot collapse. */
.hero > .wrap > .breadcrumb-wrap {
  margin-bottom: 0 !important;
  padding-top: 16px !important;
  padding-right: 0 !important;
  padding-bottom: 22px !important;
  padding-left: 0 !important;
}
@media (max-width:820px) {
  .hero > .wrap > .breadcrumb-wrap {
    padding-top: 12px !important;
    padding-bottom: 16px !important;
  }
}

/* V22 FINAL: explicit gap element between breadcrumb and hero eyebrow */
.hero > .wrap > .breadcrumb-hero-gap {
  display: block !important;
  height: 24px !important;
  width: 100% !important;
  margin: 0 !important;
  padding: 0 !important;
}
@media (max-width: 820px) {
  .hero > .wrap > .breadcrumb-hero-gap {
    height: 16px !important;
  }
}


/* V23 FINAL: visible separation between breadcrumb cluster and hero eyebrow.
   The previous spacer/padding rules are neutralized; the hero content gets
   a direct top margin so the visual gap cannot collapse. */
.hero > .wrap > .breadcrumb-hero-gap {
  height: 0 !important;
  min-height: 0 !important;
  margin: 0 !important;
  padding: 0 !important;
  display: block !important;
}
.hero > .wrap > .breadcrumb-hero-gap + .hero-grid {
  margin-top: 22px !important;
}
@media (max-width: 820px) {
  .hero > .wrap > .breadcrumb-hero-gap + .hero-grid {
    margin-top: 16px !important;
  }
}


/* V24 FINAL: inline hero-grid spacing is authoritative; keep a clear visual gap below breadcrumb. */
.hero > .wrap > .breadcrumb-hero-gap { height:0 !important; }
.hero > .wrap > .breadcrumb-hero-gap + .hero-grid { margin-top:30px !important; }
@media (max-width:820px){ .hero > .wrap > .breadcrumb-hero-gap + .hero-grid { margin-top:20px !important; } }

/* V26: About & Policies end CTA aligns with the same 900px content column. */
.endcta.policy-endcta {
  width: min(900px, calc(100% - 36px));
  max-width: 900px;
  margin-left: auto !important;
  margin-right: auto !important;
}

/* V27: policy end CTA uses the exact same 900px content-column geometry. Inline width/margins on each policy page are authoritative. */
.endcta.policy-endcta{box-sizing:border-box;width:min(900px,calc(100% - 36px));max-width:900px;margin-left:auto !important;margin-right:auto !important;}

/* V28 trust layer: transparent editorial responsibility without inventing a person or credential. */
.editorial-byline{margin:0 0 16px;color:#5b6875;font-size:13px;line-height:1.55}.editorial-byline a{font-weight:750;color:#0A3B6C}

/* V28 trust layer: concise, visible sourcing on key research pages. */
.source-box{border:1px solid var(--line);background:#fafcff;border-radius:14px;padding:22px 24px;margin:42px 0 18px}.source-box h2{margin:0 0 10px}.source-box p{margin:0 0 10px;color:#52616d}.source-box .source-list{margin:10px 0 0;padding-left:20px}.source-box a{font-weight:650}